Cash Planning | Fairlane Finance

INSIGHTS

A weekly cash flow dashboard owners can actually use

Build a weekly cash flow dashboard for your Australian business. Track usable cash, key receipts, committed payments, facility headroom and actions each week.

Josh Foo

6 min read

Compare cash reserves and an unused business credit line

Compare cash reserves with an unused credit line in Australia. Check access conditions, review dates, fees and repayment pressure before relying on a limit.

Josh Foo

6 min read

An owner packing customer orders, illustrating the cash conversion cycle from stock to customer receipts

The cash conversion cycle: Where is your business’s money stuck?

Understand the cash conversion cycle in your Australian business. Track stock, customer collections and supplier terms to find where cash gets tied up.

Josh Foo

6 min read

A business cash flow problem: Forklift outside commercial premises illustrating business operations

When borrowing may not solve a business cash flow problem

Distinguish a temporary payment gap from persistent cash deficits, investigate the cause and test whether additional debt would be sustainable.

Josh Foo

7 min read

Improve business cash flow: business owner preparing a customer parcel for dispatch

Improve business cash flow before borrowing: A practical guide

Practical operational checks for Australian business owners: customer collections, deposits, payment terms, stock and expenditure before assessing new debt.

Josh Foo

8 min read

Notebook and pen for preparing a 13-week cash flow forecast

How to prepare a 13-week cash flow forecast

A practical Australian guide to building a rolling 13-week forecast, documenting assumptions, testing delayed receipts and identifying cash-flow low points.

Josh Foo

7 min read

How much working capital does your business need?

A practical guide to estimating working capital needs from payment timing, forecast cash shortfalls, usable cash and contingency reserves.

Josh Foo

7 min read

Profit vs cash flow illustrated by clothing stock awaiting sale

Profit vs cash flow: Why can a profitable business be short of cash?

Why a profitable business can still run short of cash, and how to investigate invoices, inventory, debt repayments and other cash commitments.

Josh Foo

7 min read

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