Fixed-price construction contracts: Can rising costs change your next loan?
A builder with several fixed-price contracts can face shrinking earnings as delivery costs rise. Reassess current job margins and cash flow before seeking more finance.
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The card surcharge ban has arrived. How much more can a small business absorb?
The card surcharge ban adds another pricing decision for business owners. Work out the real margin impact, protect cash and avoid borrowing to cover losses.
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How much will I need to contribute to buy a business?
Your contribution is more than the contract deposit. Learn how purchase costs, available finance, working capital and cash reserves affect the amount you need.
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Business loan declined? What needs to change before you apply again?
An unsuccessful application can reveal what needs attention. Build a plan around the actual reasons, reliable records and evidence of meaningful change.
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What Lender Requirements Should You Monitor After an Accounting Practice Acquisition?
Turn your signed finance obligations into a manageable monitoring plan for repayments, reporting, insurance and changes during the first 100 days and beyond.
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A website copyright claim: can your business afford the legal fight?
A competitor says your website copied theirs. Separate the legal response from the cash plan, including advice, replacement content, owner time and interrupted marketing.
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How Do You Know When the Vendor Handover Is Complete?
A handover end date is only part of the picture. Assess the agreed responsibilities, your team’s capability and remaining dependencies before the vendor steps back.
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Pricing Risk When Buying an Accounting Practice
Test fee scope, delivery costs and unachieved increases against the practice records before relying on forecast earnings.
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Paying off vehicle finance early: Could it help you buy commercial property?
Before clearing vehicle finance to buy commercial premises for your business, compare the payout, borrowing assessment and cash left for the purchase and ongoing trade.
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Business partner acquisition finance: When only one owner wants to buy
When one owner wants a separate acquisition, clarify whose money, earnings and assets would support it before discussing a funding structure.
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How Do You Turn a Vendor Handover Agreement Into a Practical Transition Plan?
Translate agreed vendor support into client introductions, knowledge transfer and clear responsibilities, so the practice can keep serving clients under your ownership.
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Will I need to use my home as security to buy a business?
Do you have to offer the family home when buying a business? Understand property security, business assets, personal guarantees and what to investigate before committing.
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Your insurance might cover the lawsuit. Who pays the legal bills while you wait?
An insurance notification does not settle who pays the next legal invoice. Protect response deadlines, clarify policy conditions and budget for the business while cover remains uncertain.
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How Can Revenue Leakage Occur After Buying an Accounting Practice?
Clients can stay while fees quietly fall away. Learn how to trace missed billing, scope gaps, credits and payment delays during your first 100 days.
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What Should You Confirm Immediately After Settlement?
Verify legal completion, final payments and documents, effective cover, immediate access and first repayments before moving into the wider practice handover.
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When Should You Review Fees After Buying an Accounting Practice?
An early fee review can reveal scope gaps and delivery costs. Learn how to choose the timing of changes without turning the handover into a blanket price increase.
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A business loan soft credit check: What does it actually tell you?
Understand a soft credit check for business finance. Ask what information is accessed, what is recorded and when a later application enquiry may occur.
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How Do You Compare Actual Performance With Your Accounting Practice Acquisition Forecast?
Compare the practice’s actual revenue, costs and cash with your purchase assumptions, distinguish timing from lasting changes and update the operating plan.
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Which Clients Should You Prioritise During an Accounting Practice Handover?
The largest fee is only one reason to arrange an early introduction. Prioritise clients by service urgency, relationship dependence and the support needed to continue confidently.
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Managing Cash Flow in the First 100 Days After Buying an Accounting Practice
Keep a rolling view of client receipts, operating commitments and transition spending so cash-flow differences can be investigated early in your first 100 days.
6 min read